Homeowner Insurance
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Coastal homeowner insurance premiums are steadily rising as intense storms increase along the East Coast.  Wind and hail deductibles are also increasing as much as 5% of property value.  Major carriers like Allstate and MetLife Auto & Home are restricting or eliminating coastal area coverage.  Some Vineyard homeowners have recently received non-renewal notices from a large carrier.  Others have seen their coverage and premiums increase to the point where they are over insured.

Tashmoo Insurance can insure even the most expensive Vineyard home with top rated carriers like Underwriters at Lloyd's of London, Scotts Dale, AIG, Pacific Insurance and The Hartford.  We always seek out the best value for our clients.  We are familiar with most Island properties and neighborhoods and have dealt with all kinds of rental situations.  The agency can also offer homeowners with properties worth less $1MM significant premium savings through the Massachusetts Property Underwriting Association.

Homeowner policy cost is determined by location, amount of insurance and additional benefits such as the insurer, guaranteed home replacement and deductible amount.  Clients can reduce premiums by installing safety systems or taking higher deductibles.  Homebuyers should be aware that Tashmoo Insurance full understands the dynamics of purchasing a home.  We work closely with our carriers to have coverage in place for the closing.

If you’re concerned about rising property insurance premiums or are having a problem getting coverage from a substantial insurer, stop in today or call us at 508-693-4000.  We will thoroughly review your current policy to find ways to control premium costs and provide you with an estimate that same day.